Dublin & Central Ohio Real Estate

How to Buy and Sell a Home
at the Same Time
(Without Losing Your Mind)

Marissa Martin Move-Up Buyers Dublin, Ohio

If you've been Googling "how to buy a house while selling mine" at 11pm, you're not alone. It's the #1 question I get from Dublin families who are ready to upsize — and it's completely solvable with the right plan.

I've helped over 150 families do exactly this over the past 8 years. And I've done it personally — I've purchased 3 homes and turned all three into rentals. So when I say I understand what you're going through, I mean it in more ways than one.

Here's the honest, step-by-step breakdown of how it actually works.

Step 1: Know Your Numbers Before Anything Else

Before you look at a single listing, you need to understand your financial picture. This is the part most people skip — and it's exactly why things get stressful later.

Calculate your equity

Your equity is your home's current market value minus what you still owe. This is usually your down payment for your next home. I can run a free Comparative Market Analysis — a real one, not a Zestimate — so you know exactly what you're working with.

Get fully pre-approved

Not pre-qualified — pre-approved. There's a big difference. A pre-approval tells sellers you're serious and tells you exactly what you can spend on your next home, even before yours sells.

Ask about bridge financing

A bridge loan lets you tap your current home's equity as a down payment before it sells. Not everyone qualifies, but it's worth asking — it can be a complete game changer for your timing.

Step 2: Choose Your Strategy — Buy First or Sell First?

This is the question I get asked most. The honest answer: it depends on your situation. Here's how I break it down with clients.

Option A

Sell First

Maximum clarity on your budget, minimal financial risk. You know exactly what you have to work with. The challenge: you may need temporary housing — which is where a sale-leaseback comes in (you sell but negotiate the right to stay as a renter for 30–60 days).

Option B

Buy First

No temporary move, no rushed buying decisions. Best if you have strong financials or bridge financing secured. The risk: carrying two mortgage payments if your current home takes longer to sell than expected.

Marissa's pick

My favorite strategy when timing allows: the coordinated close. Sell on Friday, buy on Monday. One move, no overlap, total clarity. It requires careful coordination — which is exactly what I specialize in.

Step 3: Prepare Your Home Strategically — Not Expensively

Here's something most agents won't tell you: the goal isn't to renovate — it's to present. Move-up sellers often spend thousands on updates that don't actually move the needle with buyers.

What actually matters:

  • Deep cleaning & decluttering — highest ROI, costs almost nothing
  • Fresh neutral paint if you have bold or dated colors
  • Professional photography — non-negotiable in today's market
  • Curb appeal — mulch, trimmed bushes, a clean front entry
  • Minor repairs — leaky faucets, squeaky doors, chipped caulk

What you can skip:

  • Full kitchen or bathroom renovations — buyers want to choose their own finishes
  • New carpet over hardwood — pull it up and reveal what's underneath
  • High-end upgrades in a mid-range home — you won't recoup the cost

I walk through every listing with my sellers before we go on market — room by room — so they spend money where it matters and save it where it doesn't.

Step 4: Find and Win Your Next Home in Dublin

Dublin is competitive. Homes in Muirfield Village, Ballantrae, Bridge Park, and the Historic District move fast — often with multiple offers. Here's how I position move-up buyers to win.

  • Get pre-approved before you start looking — not after you fall in love with something. In this market you may have 24–48 hours to decide.
  • Use contingent offers strategically — a contingency means your purchase depends on your home selling first. Many sellers will accept this, especially if your home is already on the market and priced right.
  • Consider an escalation clause — this automatically increases your offer up to a maximum you set if competing offers come in.
  • Lean on local knowledge — I grew up in Dublin and still have family here. I often hear about homes before they hit the MLS. Several of my clients have made offers on homes that were never publicly listed.

Step 5: Coordinate Both Closings Like a Pro

Once you're under contract on both sides, the coordination begins. Two title companies. Two lenders. Two sets of deadlines. Two sets of paperwork.

I manage all of it — so you're not playing phone tag between closings while also packing boxes and getting your kids to practice.

What I handle

Lender coordination · Title company communication · Inspection scheduling · Deadline tracking · Closing day logistics — on both transactions simultaneously.


The Bottom Line

Buying and selling at the same time is one of the more complex things you'll do in your financial life. But it's also something thousands of Central Ohio families do every year — with the right guidance.

The families who struggle are the ones who try to figure it out as they go. The families who thrive are the ones who start with a plan, know their numbers, and have an agent who's done this enough times to anticipate every curveball.

If you're thinking about making a move — even if it's 6 months away — I'd love to sit down and map out a strategy together. The earlier we start, the more options you have.

Ready to Make
Your Move?

Let's start with a conversation. No pressure — just a plan built around your family, your timeline, and your goals.

Let's Talk →

Marissa Martin

Realtor® | MRP | Coldwell Banker Realty · Dublin & Central Ohio · 8 Years · 150+ Families